CIB RISK MIDDLE EAST SENIOR MANAGER

Excited to grow your career?

BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

RISK CIB Credit Continental Europe & Middle East manages the credit risk for Germany, France, Belgium and Italy Branches, as well as the Middle East. The team is organized by geography with an industrial view of the portfolio. The Area is responsible for the wholesale credit admission, having as main task to preserve the credit quality of the proposals integrating ESG factors to ensure profitable growth.

As part of CIB the area interacts with global markets, global lending, advisory and transactional businesses for global corporate clients and institutional investors’ requests. In addition, the area has a close contact with corporate credit areas of all the geographies the Group works with.

The area also includes interaction and management with other risks areas (FI, markets, counterparty, structural, operational, reputational…) as well as Compliance, Finance, Legal, etc.

About the job:

• Leading the credit management of a portfolio of CIB Middle East Corporates, assessment of total limit risk appetite within those groups, and new transaction proposals incorporating the analysis of the specific structure of a transaction, credit and financial risk profiles of the borrower.

• Comprehension and analysis of financial statements, ratings, profitability, sector guidelines, projections and ESG related aspects.

• Participation in credit and business committees. Interaction with both internal/external audits, Internal Control and all different units linked to the admission and monitoring process.

• Participation in internal programs/projects giving support to the different areas.

Requirements

• Minimum of 10 years of credit risk underwriting experience within a corporate or commercial banking environment with Middle East companies (UAE, Qatar, Saudi Arabia).

• Bachelor’s degree in finance or a related field.

• Financial Institutions knowledge is also valuable.

• Rating tools. Local Regulatory knowledge. Knowledge of the Middle East market.

• Financial sponsors activity and structured & leverage Finance.

• Data Analysis and Data Driven management.

• Fluent in English. Other languages are a plus.

About you

• Excellent communication and presentation skills.

• Team building skills.

• Empathy.

• Ability to work under tight deadlines.

Skills: