Credit Analyst

ADIB - Abu Dhabi Islamic Bank


Date: 2 weeks ago
City: Sharjah
Contract type: Full time


Role: Credit Analyst
 Location: Sharjah, UAE

 Role purpose:

Provide full support to branches and DSU’s by reviewing and processing proposed finance applications in a timely fashion and within approved polices

This position is for UAE Nationals only.
Key accountabilities of the role:


  • Examining credit Application for completeness and timeliness of information, noting exceptions for correction.
    • Preparation of error free credit docs
    • Vigilance in applying de-dupes
    • Observing agreed TAT.
    • Compliance policies and satisfactory Risk Rating.
  • Analyze Bank Statements so as assess its genuineness, continuity, business turnovers, cheque returns, average balances and to observe if there is any chance of artificial fabrication of such statements.
  • Analyze applicant’s financial statements and comment on its findings (where required).
  • Check customer’s status through de-dupes/CBRB.
  • Meeting the minimum daily targets assigned by management while maintaining the lowest level of errors as measured by the score card.
  • Escalate cases requiring higher DP with full analysis and recommendations to facilitate their decision making
  • Demonstrate full and up to date knowledge of ADIB’s products, policies and procedures.
  • Proactively and continually make and recommend system changes and enhancements, also ensure that all procedures and policies are implemented and being followed in compliance with organization.
  • Demonstrate full team spirit and positive attitude.
  • Perform any other responsibilities entrusted by ADIB Management from time to time and any other task assigned by Management




    • Results required:
    • Support business in achieving monthly budget & targets while maintaining highest quality portfolio
    • Additional support to business in capturing customers within the acceptable parameters without violating CB regulations.
    • Contribute positively to the daily underwriting activities
    • Improve communication branches and DSU’s as being internal customers
    • Provide constructive comments and feedback on proposed finance applications
    • Compliance of policies & procedures – Comply and perform Key operational controls as required in ADIB’s polices & procedures in day-to-day operations.


    Specialist skills / technical knowledge required for this role:
    • Good credit and analytical skills and knowledge
    • Minimum 3 years of practical banking experience preferably in the finance & credit field
    • Detailed knowledge of ADIB’s Retail Banking credit products & services
    • Broad knowledge of ADIB’s Retail Credit & Operational Policies & Procedures
    • Good Knowledge of UAE banking practices, regulations & risks
    • Good communication skills
    • Good Computer Skills


    This position is for UAE Nationals only.

    How to apply

    To apply for this job you need to authorize on our website. If you don't have an account yet, please register.

    Post a resume

    Similar jobs

    F&B Support Expert

    Sheraton Hotels & Resorts, Sharjah
    2 days ago
    Additional InformationJob Number 26089554Job Category Food and Beverage & CulinaryLocation Al Muntazah Street, Sharjah, United Arab Emirates, United Arab Emirates, 79797VIEW ON MAPSchedule Full TimeLocated Remotely? NPosition Type Non-ManagementPosition SummaryOur jobs aren’t just about putting food on the table that our guests will enjoy until they ask for their bill. Instead, we want to build an experience that is memorable...

    Housekeeping Supervisor - DoubleTree by Hilton Sharjah Waterfront Hotel & Residences

    Hilton, Sharjah
    1 week ago
    Exceptional Hospitality Starts with You Picture yourself brightening someone’s day. When you join our Hotels team, that’s exactly what you’ll do every time you come to work! As a Housekeeping Supervisor , you’re not just ensuring the upkeep and cleanliness of the hotel – you’re spreading the light and warmth of hospitality by delivering memorable experiences that make the stay...

    Senior Accountant

    Al Marwan Group, Sharjah
    2 weeks ago
    Who we are Al Marwan Group is a holding company established in 1978. Over the years, we have built a strong and diversified portfolio in Real Estate Development & Management, Hospitality, General Contracting, and Heavy Machinery Trading, providing innovative solutions for the Construction, Mining, Oil, and Gas industries. Role Scope We are seeking a detail-oriented and experienced Senior Accountant to...