Credit Analyst/Manager
Michael Page
Date: 9 hours ago
City: Abu Dhabi
Salary:
AED 144,000
-
AED 240,000
per year
Contract type: Full time
- Join a high-growth fintech transforming SME finance across the UAE.
- Shape credit strategy within a fast-growing lending platform.
Our client is a fast-growing financial services platform providing innovative working capital solutions to small and medium-sized enterprises across the UAE. Combining financial expertise with technology-driven processes, the business is focused on improving access to financing through efficient, transparent and data-led lending solutions.
Job Description
- Assess SME credit applications, evaluating financial performance, cash flows, receivables and existing debt obligations.
- Conduct detailed financial statement analysis to determine repayment capacity and assess creditworthiness.
- Prepare comprehensive credit proposals, risk assessments and lending recommendations.
- Evaluate financing requirements and structure appropriate solutions to support clients' working capital needs.
- Assess invoice financing, receivables financing and other SME lending opportunities.
- Engage directly with clients to understand their business models, financial position and financing requirements.
- Monitor existing credit exposures, identify early warning indicators and recommend appropriate risk mitigation measures.
- Support portfolio reviews, facility renewals and amendments, as well as new client assessments.
- Contribute to the development and enhancement of credit policies, underwriting standards and risk frameworks.
- Identify opportunities to improve credit processes through technology, automation and data-led assessment.
- Support the continued development and expansion of the credit function.
- Bachelor's degree in finance, Accounting, Economics, Business or a related field.
- 5-8 years of experience in credit analysis, underwriting or lending.
- Experience within SME Banking, Business Banking, Commercial Banking or SME Lending.
- Strong understanding of financial statement analysis, cash flow assessment and repayment capacity.
- Proven experience preparing credit proposals and making lending recommendations.
- Exposure to working capital facilities, invoice financing or receivables financing is advantageous.
- Strong commercial judgement and decision-making capabilities.
- Proactive and comfortable operating in a fast-paced, evolving environment.
- Interest in fintech, digital transformation and process improvement.
- UAE market experience is preferred.
- Opportunity to join an innovative, high-growth financial services business.
- Exposure to technology-driven credit assessment and SME lending solutions.
- Collaborative and entrepreneurial working environment.
- Strong opportunities for professional growth and career progression.
- Ability to contribute directly to business expansion and the development of the credit function.
Quote job ref: JN-102026-7116658
How to apply
To apply for this job you need to authorize on our website. If you don't have an account yet, please register.
Post a resumeSimilar jobs
Senior Engineer, Field Service
Dell Technologies,
Abu Dhabi
5 hours ago
Senior Engineer, Field Service At Dell Technologies, we take pride in providing our customers with a quality of service that more than matches the quality of our products. Our Field Service team is integral to making sure the service to our customers is seamless, responsive, and focused. Taking our technical skills to customer sites, we’re responsible for everything from installation,...
AVP, Product Management & Structuring (Asset Management)
First Abu Dhabi Bank (FAB),
Abu Dhabi
6 hours ago
Job Summary / Introduction Drive the development of the FAB Asset Management product range across all asset classes and product types, grounded in market analysis, client demand and competitive positioning. Own product ideation and design - investment proposition, target segment, vehicle and share class design, fee structure and commercial positioning - with legal documentation, regulatory filing and implementation executed by...
Guest Services Supervisor
Four Seasons,
Abu Dhabi
8 hours ago
About Four SeasonsFour Seasons is powered by our people. We are a collective of individuals who crave to become better, to push ourselves to new heights and to treat each other as we wish to be treated in return. Our team members around the world create amazing experiences for our guests, residents, and partners through a commitment to luxury with...
