Assistant Credit Manager

Wio Bank


Date: 2 weeks ago
City: Abu Dhabi
Contract type: Full time
We’re not building just another bank. We’re building the future of finance.

To get there, we need smart, driven, and fearless people who are ready to challenge the status quo.

That’s where you come in.

We’re looking for an Assistant Credit Manager with deep expertise in Retail Lending to join our team. You’ll be the brain behind our credit evaluation, the shield protecting our portfolio, and the partner that helps our business scale safely in a digital-first world.

What You’ll Be Doing

What you’ll need

  • Credit Evaluation:
    • Review and assess credit applications from retail clients with razor-sharp analysis.
    • Be fluent in credit cards, personal loans, and auto loans — these are non-negotiables.
    • Push the frontier with digital lending and decision automation. Write credit policies that are born digital, not adapted later.
    • Manage limits like a pro — increases, decreases, and integrating collections feedback into smarter policies.
  • Risk & Policy Management:
    • Build, refine, and upgrade credit policies that keep us compliant and competitive.
    • Ensure zero-compromise on regulatory requirements and internal standards.
    • Track performance. Report exposures. Keep portfolio quality in check.
  • Collaboration:
    • Partner with sales and relationship teams to design credit solutions that fit real client needs.
    • Mentor and guide junior credit analysts — raise the bar for credit evaluation across the team.

  • 7+ years in Retail / Consumer Lending within banks or finance companies.
  • UAE market experience is a must. Regional exposure? That’s a bonus.
  • A track record in credit risk assessment and management.
  • Solid understanding of regulations and compliance in this space.
  • A digital-first mindset — you don’t just adapt to change, you lead it.

Education

  • Bachelor’s degree in Finance, Accounting, Business Administration or related field.
  • Master’s degree? Even better.

Why join us

Because you’re not here for “business as usual.”

You’re here to build something extraordinary.

To be part of a team that’s rewriting how credit is done in the region.

If you’re ready to step into a role where your decisions directly shape the future of lending — we want you.

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