Credit Risk Assurance Manager
ADIB - Abu Dhabi Islamic Bank
Date: 4 hours ago
City: Abu Dhabi
Contract type: Full time
Role: Credit Risk Assurance Manager
Location: Abu Dhabi
Role Purpose:
The Risk Governance and Risk Policy team is primarily responsible for supporting the GCRO on:
- the end-to-end risk management and governance for Risk Committees, and other governing bodies
- Policy Management and regulatory governance programmes and special projects and initiatives
- providing independent oversight and assurance on the Credit Risk Management Framework
Key Accountabilities of the role:
- Assist the Head of Credit Risk Review with managing the Credit Risk Review Programme which assesses the Credit Risk Management Framework, including the ongoing monitoring of the quality of the various credit portfolios and activities creating direct and indirect credit risk, assessing adherence to policies and procedures and compliance with legal and regulatory requirements, and evaluate results to determine if issues exist and improvement recommendation are required.
- Support the development of Credit Risk Review objectives and establish a Credit Risk Review Policy and Procedure(s) to address relevant Credit Risks.
- Asist with the development and execution of Credit Risk Review’s annual plan, including monitoring of annual plan progress and changes.
- Perform continuous monitoring of credit portfolios regarding the identification, measurement, and management of Credit Risk and document and communicate findings to senior management and the Board.
- Participate in credit risk reviews to independently assess and challenge the application and sufficiency of Credit Risk Policies and Procedures.
- Evaluate the credit and financial strength of borrowers to determine if internal ratings and levels of credit exposure are acceptable.
- Monitor adherence to documentation, limits and risk mitigants including review of covenants and perfection of collateral.
- Verify the adequacy and completeness of credit files.
- Ensure exams are performed in accordance with policies and procedures.
- Prepare work papers, document review findings and conclusions.
- Provide consultative feedback to auditees.
- Contribute to the continuous improvement of Credit Risk Review tools and methodologies.
- Performs other duties as assigned.
Skills:
- Excellent communication, negotiation and stakeholder management skills
- A team player with the ability to work on your own at times
- High degree of personal accountability, quality, accuracy, integrity and trust
- Attention to detail and the ability to prioritize and deliver in a fast paced and dynamic environment
- Resilience and the ability to cope under pressure
- Strong organisational skills and the ability to manage multiple assignments concurrently
- A proactive approach to work, in terms of suggesting changes and improvements to processes
- Commercial awareness and the ability to understand broad business issues
- Good analytical and problem-solving skills
Previous experience:
- Minimum of 8 years of work experience in credit risk management, credit portfolio management, underwriting, or review/quality control gained at a bank, rating agency, regulatory body or consulting
- Experience in diverse sectors/products including corporates, financial institutions, commercial real estate, leasing, structured finance and retail lending
- Working knowledge of risk and/or credit risk management and control frameworks
- Understanding of review/audit concepts within planning, fieldwork, and reporting
- Ability to articulate credit review opinions including where they diverge from 1LoD
- Good understanding of credit/loan documentation
- UAE working experience of 2+ years
- Familiarity with the CB UAE regulatory regime pertaining risk management
- Proficient with Microsoft Power Point, Excel, Word and Outlook
How to apply
To apply for this job you need to authorize on our website. If you don't have an account yet, please register.
Post a resumeSimilar jobs
Service Design Officer
Etihad,
Abu Dhabi
7 hours ago
Synopsis Support the creation, documentation, and continuous improvement of inflight service standards and crew tools, ensuring every deliverable meets brand, safety, and operational requirements. Accountabilities Documentation & SOPs – Draft and maintain service manuals, job aids, and galley plans in line with approved blueprints. Testing & Trials – Coordinate mock‑ups, service rehearsals, and passenger trials; capture data and feedback for...
Quality Manager-SEHA-IVF Operations
Sheikh Shakhbout Medical City - SSMC,
Abu Dhabi
10 hours ago
ResponsibilitiesDeveloping a quality improvement program for the facilityInitiating and overseeing the development of comprehensive quality improvement programReviewing regularly the program in light of changes in the needs of the organization an in the law and policies and procedures of managerial and governmental bodiesCoordinating with the other sections the development, implementation, and evaluation of the facility's overall quality improvement programProviding leadership...
Field Service Technician
TechnipFMC,
Abu Dhabi
11 hours ago
TechnipFMC is committed to driving real change in the energy industry. Our ambition is to build a sustainable future through relentless innovation and global collaboration – and we want you to be part of it. You’ll be joining a culture that values curiosity, expertise, and ideas as well as diversity, inclusion, and authenticity. Bring your unique energy to our team...
