Sr Financial Analyst

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

In a matrixed organization, the Senior Financial Analyst, reporting to the Incentives Director - CEMEA, collaborates closely with the Finance and Business Development teams to support the development and approval process for incentive deals. The role involves facilitating the Geographic Incentive Group Committee and overseeing the complete incentive forecasting process for specified sub-regions. Responsibilities encompass all facets of financial planning, analysis, and reporting, ensuring high standards of financial discipline, providing business decision support, and fostering accountability within these sub-regions.

Incentive Deals

• Facilitate the deal review process, providing feedback where appropriate to optimize risk-adjusted returns. Offer recommendations to senior leadership on the financial viability and execution risks of deals.
  
  

• Support CEMEA sub-regions with deal modeling.
  
  

• Act as a Finance Business Partner (FBP) deal reviewer for CEMEA sub-regions.
  
  

• Conduct in-depth analysis of deal performance
  
  

• Lead enhancements and knowledge sharing in deal modeling.
  
  

• Maintain CEMEA Issuing deal model
  
  

• Drive continuous improvements in incentive-related processes and procedures.
  
  

• Work closely with the Global Deals Team to ensure CEMEA requirements are met for all new systems. Actively participate in testing, launching, and training to ensure a smooth roll-out across sub regions.
  
  

• Maintain a detailed pipeline of deals and track all deals in the covered markets, collaborating with other internal stakeholders (Legal, Client Contract Management, Controlling, etc.) to ensure that CEMEA client incentive contracts are executed efficiently, properly accounted for, and meet internal governance and compliance requirements.
  
  

Reporting and Planning

• Prepare regular management reports with key focus in area of clients and profitability matters
  
  

• Manage ad hoc/monthly/quarterly/yearly analysis to be used by other teams and CEMEA CFO
  
  

• Contribute to Planning, Budgeting and Forecasting activities within the scope in line with regional and global requirements
  
  

• Lead GARP adoption for Incentives analysis
  
  

• Leverage ORMB data to enhance incentives reporting
  
  

Teamwork

• Actively contribute to the effectiveness of the team by supporting and co-operating with colleagues and providing cover during period of absence.
  
  

• The flexibility to liaise with various functions both within Visa and externally to deliver ad hoc projects
  
  

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Basic Qualifications

•Bachelor’s degree in finance, engineering, accounting, mathematics, economics, or related quantitative field

•At least 5-7 years post qualification experience in finance



Preferred Qualifications

Technical

•Demonstrated expertise in long-term contracts, utilizing financial analysis and modeling in challenging and complex scenarios.

•High proficiency in Microsoft Office (Excel, PowerPoint).

•Fluent in written and spoken business English.

•Familiarity with the cards business and revenue streams is a plus.

•Experience with legal contracts in payments industry would be advantageous

•Proficiency in local languages is advantageous.

•Knowledge of Power BI is preferred.

Business

•Excellent stakeholder management skills

•Excellent business acumen

•Excellent communication and interpersonal skills

•Outstanding analytical and quantitative skills, able to resolve tough business problems with well-structured analyses

•Strong problem-solving skills and logical, analytical mind-set

•Ability to work effectively with a diverse team and produce time sensitive deliverables

•Must be proactive, can-do attitude

•Experience in leading process improvement projects would be advantageous

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.