Fin'Crime Risk & Fraud Manager

About Edenred

Edenred is a leading services and payments platform and the everyday companion for people at work, connecting 50 million employees and 2 million partner merchants in 46 countries via more than 850,000 corporate clients.

Edenred offers specific-purpose payment solutions for food (meal vouchers), fleet and mobility (fuel cards, commuter vouchers), incentives (gift vouchers, employee engagement platforms) and corporate payments (virtual cards). These solutions enhance employee well-being and purchasing power, improve companies’ attractiveness and efficiency, and vitalize the employment market and the local economy.

Edenred’s 10,000 employees are committed to making the world of work a connected ecosystem that is safer, more efficient and more user-friendly every day.

In 2019, thanks to its global technology assets, the Group managed €31 billion in business volume, primarily carried out via mobile applications, online platforms and cards.

Edenred is listed on the Euronext Paris stock exchange and included in the following indices: CAC Next 20, FTSE4Good, DJSI Europe and MSCI Europe.

The UAE Context

Edenred UAE is a fast growing payroll service provider serving more than 6,000 business and more than 2 million unbanked employees. We service over 10 banks and 35 financial institutions. We offer a unique value proposition for companies to manage their payroll and for employees to receive their salaries and use it in the simplest way offering multiple value added services via our mobile app (money transfer, mobile recharge and card services)

We are a purpose-driven company whose values are the foundation for how we conduct business every day. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom driving the financial inclusion of the unbanked population by offering the best product experience and services.

Main Responsibilities

Edenred is a fast-growing fintech in the UAE. In line with group values, the FinCrime - Risk & Fraud Team Lead is responsible for leading and strengthening the organization’s financial crime compliance and risk management framework, with a particular emphasis on AML/CFT, fraud prevention, and regulatory compliance within the financial services and fintech sectors.

This role oversees transaction screening for fraud prevention, ensuring effective detection and escalation of suspicious activities. The Team Manager will drive the creation, monitoring, and periodic audit of transaction monitoring rules, ensuring they remain effective and aligned with evolving regulatory requirements and business needs. Responsibilities include guiding the transaction monitoring team, conducting regular risk assessments, and preparing and submitting regulatory reports. The position requires advanced analytical and investigative skills, deep knowledge of regulatory reporting, and proficiency in using transaction monitoring and reporting tools.

Strong communication skills, the ability to interpret and apply complex financial regulations, and experience working in multicultural, technology-driven environments are essential for success in this role.

Required Skills & Profile

• Bachelor’s degree in a relevant field such as Finance, Accounting, Business Administration, Information Technology, or a related discipline.
• Advanced degrees (such as a Master’s in Finance, Business Administration, or a related field) are often preferred but not always mandatory.
• Professional certifications are highly valued and may include:
• Certified Fraud Examiner (CFE)
• Certified Anti-Money Laundering Specialist (CAMS)
• ICA Advanced Certificate in Managing Fraud or Financial Crime
• Other relevant risk, compliance, or audit certifications
  

Professional Experience

• Minimum of 8 years of relevant experience in compliance, risk management within the financial services industry and reputable fintech in the region.
• In-depth knowledge and practice of AML/CFT and Transaction Monitoring.
• In-depth knowledge and practice of Fraud Prevention.
• In-depth knowledge and practice risk management.
• In-depth understanding in regulatory reporting.
• In-depth understanding of technologies enabled financial services (FINTECH)
• Strong analytical and investigative skills.
• Ability to interpret and apply financial regulations
• Proficiency in using transaction monitoring and reporting tools and templates
• Able to monitor and support transaction monitoring team in identifying suspicious activities.
• Conduct regular risk assessments
• Experience in preparing and submitting regulatory reports
• Strong interpersonal, verbal and written communication skills.
• Ability to work in a team with a multi-cultural background.
• Fluency in English
  
  

Soft Skills

• Attention to detail to ensure all specifications are met with strong organization skills
• Strong problem-solving skills and ability to work independently.
• Ability to stay current with regulatory changes and industry trends.
• Proactive and adaptable to change.
• Must have keen analytical skills.
• Must be honest and trustworthy in order to properly execute the duties
• Must be detail oriented.
• Time management and planning skills.
• experience of compliance governance.
• Excellent organizational and multitasking skills.
• Optimistic and can work autonomously.
• You like working in a creative and interesting atmosphere in an international environment where initiative and perseverance is fully expected.
• Able to take responsibility for managing your own time in an effective and responsible manner and involve others where necessary.