Specialist/Insurance (Emiratized Role)

Job Description

The Insurance Specialist is responsible for managing and administering various insurance policies, with a primary focus on Group Medical Insurance. The role involves handling additions, deletions, claims, and disputes, as well as supporting the preparation of documents for RFIs/RFQs and ensuring smooth operational workflows. The Insurance Specialist will proactively identify gaps in coverage, evaluate insurable risks, and provide recommendations to enhance policy effectiveness.

Responsibilities

Key Responsibilities :

Medical Insurance Management

• Administer Group Medical Insurance, including additions, deletions, and modifications.
• Handle reimbursement claims, resolve disputes, and provide necessary support for claim processing.
• Act as the primary point of contact for employees regarding queries related to Group Medical Insurance.
• Maintain accurate records of payment processing, cross-check invoices, and ensure timely submission of payments.
  
  

Policy Administration

• Prepare and maintain documentation for insurance policies, declarations, certificates, and premium payouts.
• Track and update policy-related changes, ensuring all additions, deletions, and modifications are accurately recorded.
• Support the preparation of necessary declarations for various policies, including Fleet, Marine, Business Travel, and others.
  
  

Risk Management

• Create templates to record risks as they are identified and evaluate whether they can be incorporated into insurance coverage.
• Proactively identify gaps in coverage and evaluate insurable risks to advise the Director/Insurance on potential improvements.
  
  

Procurement And Payment Processing

• Prepare Purchase Requests (PR) and other related activities to support the procurement process ensure timely release of payments for insurance premiums and related expenses.
• Ensure all receipts are duly accounted for and reconciled with payment records.
• Verify the accuracy of all premiums, profit commissions, and return premiums to ensure correctness.
  
  

RFI/RFQ Support

• Assist in the preparation of documents for Requests for Information (RFI) and Requests for Quotation (RFQ).
• Supports in analysing insurance quotes and provide insights to support decision-making.
  
  

Operational Support

• Handle clerical tasks to ensure smooth operations within the insurance section.
• Maintain organized records and ensure compliance with internal processes and external regulations.
  
  

Technology And Innovation

• Stay updated on the latest AI tools and IT solutions to enhance operational efficiency.
• Utilize technology to streamline workflows and improve data analysis for insurance management.
  
  

Qualifications

Qualifications & Experience :

Educational Qualifications

• Minimum bachelor’s degree in business administration, Insurance, Risk Management, or a related field.
• Professional certifications in insurance or risk management (e.g., CII, ARM) are preferred.
  
  

Experience

• Minimum 5-7 years of experience in insurance management, with a focus on medical insurance and corporate policies.
• Proven track record in claims handling ( mainly medical), policy administration, and risk evaluation.
  
  

Technical Skills

• Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint).
• Familiarity with AI tools/IT solutions for insurance operations.
• Strong analytical skills for evaluating quotes and identifying insurable risks.
  
  

Soft Skills

• Excellent communication and interpersonal skills to liaise with employees and stakeholders.
• Strong organizational and multitasking abilities to manage multiple policies and tasks simultaneously.
• Proactive mindset with the ability to identify gaps and recommend solutions.
  
  

We thank all applicants for their interest, however only those shortlisted for an interview will be contacted. If you have not heard from us within two weeks of your application, please consider your application as unsuccessful.

At e& diversity is our strength and we are committed to creating an inclusive environment for all. We welcome and encourage all people to apply, regardless of gender, background, age and abilities. If you are a person of determination and require an adjustment or accommodation to the selection process, please send your request to DiversityEquity&[email protected]